Disclaimer
Students for Global Justice NZ is an educational website. We publish guides to help readers better understand student finance, digital payments, and common money risks. We do not provide individualized professional advice.
Not financial, legal, tax, or investment advice
All content on this site is provided for general information and educational purposes only. Nothing here should be interpreted as personalized financial advice, legal advice, tax advice, or investment recommendation. Your circumstances are unique, and decisions should be made with qualified professionals where appropriate.
No client relationship
Reading site content, downloading material, or contacting us does not create an advisor-client, solicitor-client, or fiduciary relationship. We do not represent users in financial disputes, legal matters, or regulatory complaints.
Accuracy and completeness
We aim to keep information clear and useful, but we cannot guarantee that every article is always complete, current, or applicable to every jurisdiction. Regulations, fees, product terms, and platform policies can change without notice.
Use at your own risk
Any action you take based on information from this website is your responsibility. We are not liable for direct or indirect losses resulting from reliance on site content, including financial loss, service disputes, delayed payments, account restrictions, or missed legal obligations.
External links and third-party content
Our pages may include links to external websites, tools, or references for convenience. We do not control third-party content, terms, pricing, security posture, or privacy practices. Inclusion of a link does not imply endorsement.
No guarantees of outcomes
Examples and case studies are illustrative. Past outcomes do not guarantee future results. The same strategy may produce different outcomes depending on your income, obligations, risk profile, institution policies, and local law.
Professional advice recommendation
Before making major financial commitments, such as taking loans, signing long-term contracts, transferring large sums, or relying on a specific legal interpretation, consult licensed professionals in your jurisdiction.
Emergency and fraud situations
If you suspect fraud, account takeover, identity theft, or unauthorized transactions, contact your bank or payment provider and relevant authorities immediately. Website articles are not a substitute for urgent incident response.
Editorial independence
We strive for transparent, reader-first educational content. When we reference products or providers, the purpose is explanatory. Any sponsored or paid placement, if present in the future, will be clearly disclosed.
Changes to this disclaimer
We may update this page as the website evolves. Continued use of the site after updates means you accept the current version of this disclaimer.
Contact
If you have questions about this disclaimer or wish to report potentially misleading wording, please contact us through the Contact page.